The individual reports reflect students’ own analyses of the issues that the speakers lecture on and provide evidence of their accomplishments of discovery. As some seminars are related to current issues with no definite resolutions of the problems, students may provide their own viewpoints in their reports that are opposite to what the speakers would present as long as they justify these views using their own analyses and recommendations. Some of these current issues may include predicting whether a particular central bank will loosen or tighten monetary policy, whether there should be higher capital adequacy requirements on banks, etc.