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As cost-conscious consumers, we are all deeply interested in knowing how far we can stretch our dollars-and whether we are getting value for all the money we are spending.
The "age wave" has already hit Hong Kong. Government statistics show that the population ratio of those who are aged 65 and above, currently 11%, will rise rapidly. The average life span will also be considerably extended. Most people will probably have 10 or even 20 more years to live after retirement, assuming the retiring age to be 60. These two demographic changes in combination are set to have a profound impact upon individuals, families and society.

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